Matrimonial Property Regimes in Switzerland
Participation in acquired property, community of property, separation of property: the three regimes under the Swiss Civil Code.
Last updated : 2026-04-26
Three Regimes (art. 181 et seq. CC)
Default: participation in acquired property (art. 196 et seq. CC). Alternatives by marriage contract: community of property (art. 221 et seq. CC) or separation of property (art. 247 et seq. CC).
Participation in Acquired Property
Four categories: own property of each spouse (art. 198 CC: pre-marital, inherited/gifted, personal, moral damages) and acquired property of each spouse (art. 197 CC: employment income, property income, social insurance, incapacity compensation).
Each spouse administers independently during marriage (art. 201 CC). Upon dissolution: each takes back own property and is entitled to half the other's net acquired property (art. 215 para. 1 CC).
Community of Property (art. 221-246 CC)
Property combined into a common pool (art. 222 CC). Joint administration (art. 227 CC). Divided equally upon dissolution (art. 241 CC).
Separation of Property (art. 247-251 CC)
Each spouse retains full ownership and administration (art. 247 CC). No division upon divorce.
Marriage Contract
Must be in authenticated form before a notary (art. 184 para. 1 CC). May be concluded before or during marriage, modified at any time. Cannot create a regime not provided by law (art. 182 para. 2 CC). Cannot prejudice creditors (art. 193 CC).
Liquidation Upon Divorce
- Identify and value assets (art. 214 para. 1 CC)
- Calculate each spouse's profit (acquired property minus debts, art. 210 CC)
- Divide: each entitled to half the other's profit (art. 215 para. 1 CC)
- Compensations for cross-financing (art. 209 CC)
ATF 141 III 53: valuation must reflect market value close to the liquidation date.
Frequently Asked Questions
What is the default matrimonial property regime?
Participation in acquired property (art. 196 et seq. CC). Applies automatically without a marriage contract.
Is a notary required for a marriage contract?
Yes. Art. 184 para. 1 CC requires authenticated form. A contract without notary is void.
How are assets divided upon divorce?
Each spouse takes back own property and is entitled to half the other's net acquired property (art. 215 CC).
Editorial note
This article is provided for general information on Swiss law. It does not constitute legal advice and is no substitute for consulting a professional.
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